Earn up to 3.30% interest this Sept! Best fixed deposit rates in Singapore for Sept 2024
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Personal Finance |
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Earn up to 3.30% interest this Sept! Best fixed deposit rates in Singapore for Sept 2024

Mary Alavanza
Mary Alavanza
|

SINGAPORE: Grow your savings this September by earning up to 3.30% interest with these top fixed deposit rates. MoneySmart says these banks offer some of the month's best deals.

Sept 2024 Highest Fixed Deposit Rates



  •  StashAway Simple Guaranteed

    • Interest Rate: 3.30% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: No minimum



  •  Syfe Cash+ Guaranteed

    • Interest Rate: 3.30% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: No minimum



  • DBS

    • Interest Rate: 3.20% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: S$1,000



  • Maybank

    • Interest Rate: 3.20% p.a.(online placement)

    • Commitment Period: 6 months

    • Minimum Amount: S$20,000



  • Bank of China

    • Interest Rate: 3.15% p.a. (via mobile banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • State Bank of India

    • Interest Rate: 3.15% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: S$50,000



  • HSBC

    • Interest Rate: 3.10% p.a.

    • Commitment Period: 4 months

    • Minimum Amount: S$200,000



  • ICBC

    • Interest Rate: 3.15% p.a. (via e-banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • Hong Leong Finance

    • Interest Rate: 3.05% p.a.

    • Commitment Period: 6 months or 7 months

    • Minimum Amount: S$50,000



  • CIMB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$10,000



  • RHB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$20,000




Sept 2024 Best fixed deposit rates by commitment period


3-Month commitment period:



  •  StashAway Simple Guaranteed

    • Interest Rate: 3.30% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: No minimum



  •  Syfe Cash+ Guaranteed

    • Interest Rate: 3.30% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: No minimum



  • Bank of China

    • Interest Rate: 3.15% p.a.(via mobile banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • ICBC

    • Interest Rate: 3.15% p.a.(via e-banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • CIMB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 month

    • Minimum Amount: S$10,000



  • RHB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: S$20,000



  • Citibank

    • Interest Rate: 2.55% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: S$50,000




6-Month commitment period:



  • Syfe Cash+ Guaranteed

    • Interest Rate: 3.00% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: No minimum



  • StashAway Simple Guaranteed

    • Interest Rate: 3.00% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: No minimum



  • Bank of China

    • Interest Rate: 2.85% p.a.(via mobile banking)

    • Commitment Period: 6 months

    • Minimum Amount: S$500



  • ICBC

    • Interest Rate: 2.85% p.a.(via e-banking)

    • Commitment Period: 6 months

    • Minimum Amount: S$500



  • CIMB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: S$10,000



  • RHB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: S$20,000



  • Standard Chartered

    • Interest Rate: 2.90 - 3.10% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: S$25,000



  • OCBC

    • Interest Rate: 2.90% p.a.(internet banking)

    • Commitment Period: 6 months

    • Minimum Amount: S$30,000



  • State Bank of India

    • Interest Rate: 3.15% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: S$50,000




12-Month commitment period:



  • Syfe Cash+ Guaranteed

    • Interest Rate: 2.65% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: No minimum



  • StashAway Simple Guaranteed

    • Interest Rate: 2.65% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: No minimum



  • Bank of China

    • Interest Rate: 2.75% p.a.(via mobile banking)

    • Commitment Period: 12 months

    • Minimum Amount: S$500



  • ICBC

    • Interest Rate: 2.75% p.a.(via e-banking)

    • Commitment Period: 12 months

    • Minimum Amount: S$500



  • CIMB

    • Interest Rate: 2.65 - 2.70% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: S$10,000



  • RHB

    • Interest Rate: 2.65 - 2.70% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: S$20,000



  • Maybank

    • Interest Rate: 2.80% p.a.(online placement)

    • Commitment Period: 12 months

    • Minimum Amount: S$20,000



  • State Bank of India

    • Interest Rate: 2.70% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: S$50,000




Sept 2024 Best fixed deposit rates by minimum deposit


Deposits $10,000 and under:



  • DBS

    • Interest Rate: 3.20% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: S$1,000



  • Bank of China

    • Interest Rate: 3.15% p.a.(via mobile banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • ICBC

    • Interest Rate: 3.15% p.a.(via e-banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • Hong Leong Finance

    • Interest Rate: 3.00% p.a.

    • Commitment Period: 6 months or 7 months

    • Minimum Amount: S$5,000



  • CIMB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$10,000



  • UOB

    • Interest Rate: 2.70% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: S$10,000




Deposits $20,000–$49,999:



  • DBS

    • Interest Rate: 3.20% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: S$1,000



  • Maybank

    • Interest Rate: 3.20% p.a.(online placement)

    • Commitment Period: 6 months

    • Minimum Amount: S$20,000



  • Bank of China

    • Interest Rate: 3.15% p.a.(via mobile banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • ICBC

    • Interest Rate: 3.15% p.a.(via e-banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • HSBC

    • Interest Rate: 3.10% p.a.

    • Commitment Period: 4 months

    • Minimum Amount: S$200,000



  • CIMB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$10,000



  • RHB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$20,000



  • Standard Chartered

    • Interest Rate: 2.90 - 3.10% p.a.

    • Commitment Period: 3 months

    • Minimum Amount: S$25,000



  • OCBC

    • Interest Rate: 2.90% p.a.(internet banking)

    • Commitment Period: 6 months

    • Minimum Amount: S$30,000




Deposits $50,000 and above:



  • State Bank of India

    • Interest Rate: 3.15% p.a.

    • Commitment Period: 6 months

    • Minimum Amount: S$50,000



  • CIMB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$10,000



  • Citibank

    • Interest Rate: 2.55% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$50,000



  • HSBC

    • Interest Rate: 3.10% p.a.

    • Commitment Period: 4 months

    • Minimum Amount: S$200,000



  • Bank of China

    • Interest Rate: 3.15% p.a.(via mobile banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • ICBC

    • Interest Rate: 3.15% p.a.(via e-banking)

    • Commitment Period: 3 months

    • Minimum Amount: S$500



  • RHB

    • Interest Rate: 2.95 - 3.00% p.a.

    • Commitment Period: 3 months or 6 months

    • Minimum Amount: S$20,000



  • DBS

    • Interest Rate: 3.20% p.a.

    • Commitment Period: 12 months

    • Minimum Amount: S$1,000



  • Hong Leong Finance

    • Interest Rate: 3.05% p.a.

    • Commitment Period: 6 months or 7 months

    • Minimum Amount: S$50,000




Read also: Gain up to 3.60% interest! Best fixed deposit rates in Singapore for Aug 2024  /TISG

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Disclaimer: Rates are promotional and subject to change. For the most current rates, visit the respective bank websites

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